Homeownership is easier than you think!

With down payments as little as 0% (for USDA loans in rural areas) the amount that you need to buy a home may be less than anticipated. I'd love the opportunity to assist in reaching your goal of homeownership by guiding you through the process!

Always have a plan

Whether it's poor credit, lack of down payment funds, or any other factor limiting you to homeownership we will find a way to get you into a home with a step by step plan!

Mortgage Loans That We Specialize In

The mortgage products below are what we specialize in but we do have contacts for outside the box financing in case you do not fit into the boxes below.​

Conventional Loans

3% down for first time homebuyers or 20% down to get rid of PMI

VA Loans

Either Active or Retired service members have access to one of the best mortgage products out there. 0% down and no PMI!

Jumbo Loans

For loans over the $726k loan limit we offer Jumbo loans as low as 10% down!

Going on our 8th year of business, we are just getting started.
YEARS IN BUSNESS
HAPPY CLIENTS
 Million loans in volume
TEAM MEMBERS

What Our Client's Are Saying

Ashley Banning

"Frank was a great resource from the beginning. We were first time home buyers and really appreciated his support! He guided us through the buying process, was always available to run some numbers for us, and very knowledgeable with any question we asked! Definitely would recommend him to anyone seeking to purchase a home."


About Us

We started Cardinal Financial with the intention of energizing an industry and reimagining what mortgage lending could be. We created a revolutionary, proprietary software to drive our business but soon found out that innovative tech is nothing without innovators behind it. We realized there’s an entrepreneurial spirit within all of us here at Cardinal Financial. Like a red thread that connects us, it’s a passion in our hearts that drives us to embrace new challenges and engineer innovative solutions.
We believe it’s our responsibility to foster that passion in ourselves and in others through our brand, our culture, and our product. We strive to provide more than mortgage lending, and in that same vein we realize that our biggest asset is our people. So while the rest of the mortgage industry is interested in short-term gains, we’re investing in technology and training our team—always having one hand in the future.

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1600 W 7th st, Suite 401          Fort Worth,TX 76102          (817)673-9334